DISCLOSURE STATEMENT

I, J. Michael Hall am licensed for variable securities, mutual funds, annuities, life insurances,

health insurances and disability insurances in the states of:

ALABAMA, ALASKA, ARIZONA, CALIFORNIA, COLORADO,

FLORIDA, GEORGIA, IDAHO, ILLINOIS, INDIANA, IOWA,  KANSAS, KENTUCKY, LOUISIANA,

MICHIGAN, MINNESOTA, MISSISSIPPI, MISSOURI, MONTANA, NEBRASKA, NEVADA,

NEW JERSEY, NEW YORK, NORTH CAROLINA,

OHIO, OKLAHOMA, OREGON, PENNSYLVANIA, TEXAS, TENNESSEE, UTAH, 

 VIRGINIA, WASHINGTON, and WEST VIRGINIA

Products and services mentioned in this web site may not be available in all states or jurisdictions. 

Securities are offered through Centaurus Financial, Inc. (a registered broker/dealer), 2300

E. Katella Ave., Ste 200, Anaheim, Ca 92806 1-714-456-1790.  I am an independent 

Registered Representative and am not obligated to sell or offer any one particular product

or service. I represent my clients and help them purchase the products and services that

best fit their needs and desires, no matter which company may offer it. My broker-dealer,

Centaurus Financial, Inc. is a member of the FINRA and SIPC. I am REGISTERED with

the FINRA for Series 6 & 63.

The views and opinions expressed on this web site are solely those of myself, the author.

These opinions may be different than the companies or products mentioned or referred

too. Every effort has been made to provide you with accurate and up-to-date information

from sources deemed to be reliable, but accuracy and completeness is not guaranteed.

It is given for informational purposes only and is not a solicitation or offer to buy or sell.

This information is not intended to be used as the primary basis for investment decisions,

nor should it be considered as advice designed to meet the needs of any individual investor.

I personally make no guarantees or promises. Investment return and principal value will

fluctuate and shares, when redeemed, may be worth more or less than their original cost.

Past performance is no guarantee of future results. Always read the prospectus before

investing.

I, J. Michael Hall and Centaurus Financial, Inc., the securities it offers and/or most of the

companies it represents are not banks or credit unions, and most of the products we offer

are not Federally Guaranteed or FDIC / NCUSIF insured. Most are not deposits and/or

obligations, nor guaranteed by a financial institution, and involve risks including possible

loss of principal and may fluctuate in value.

The information contained on this web site is NOT meant to be taken as Legal advice.

I am NOT an attorney and this is NOT to be mistaken for giving legal advice. I am merely

providing information that has been provided to me from thousands of sources and added

my own comments, hopefully for a better understanding. Other web sites linked to are

not under the control of myself or Centaurus Financial Inc., and therefore we are

not responsible for the contents of any linked site or any link contained in a linked site,

or any updates to such sites.